Our Financial Planning Services We serve individuals and businesses in all areas of Financial Management, including: Investment Planning Determining your asset allocation needs. Helping you understand your risk tolerance. Recommending the appropriate investment vehicles to help you pursue your goals. Seeking to make the most of your employer-sponsored retirement plans and IRA's. Helping you determine how much you need to accumulate to retire comfortably. Retirement Income Planning Determining how much you need to retire comfortably and creating an income plan to help you navigate through all the years of retirement. Assisting with Social Security elections. Managing your assets and income needs during retirement. Tax Management Looking for ways to help reduce your current and future tax burden. Referring you to qualified tax specialists. Estate Planning Reviewing your wills and trusts. Helping preserve your estate for your intended heirs. Helping with beneficiary designations. Seeking to reduce exposure to estate taxes and probate costs. Coordinating with your tax and legal advisors. Education Funding Recommending investment and accumulation strategies to help you pay for your children's education Risk Management Reviewing existing insurance policies. Recommending policy changes when appropriate. Finding the appropriate policy for your situation. Employee and Executive Benefits Helping your business attract and retain qualified employees through benefit packages.